7-26-2010 - Regarding Conarchy's Corner: "Wow. That video was great. I'm glad I am an MMG member. You added a lot of value to my membership just with this one video."  - Suzanne Stiefel, 1st Advantage Mortgage 7-13-2010 - Thanks for the savings!  - Tim R. (Saved $300) 6-24-2010 - Thanks for keeping $1,768 dollars more in my pocket with your Instant Repricing alert. Much appreciated!   - George 6-08-2010 - Was on the phone with a customer and locked them in ahead of the re-price; saved us both money!  - Douglas (Saved $1,875) 6-08-2010 - I just signed up with MMG on May 19th and by the 21st I saved $3000!  - Herb (Saved $3,000) 6-08-2010 - I took my client from the 1% origination fee that they expected to 1/2%. It was well appreciated by a low-income couple who will use the extra $500 to help pay their property taxes at closing!! Obviously I have made a lot in the past from your suggestions. I have been a subscriber for about four years and will continue..thanks!   - Tony (Saved $500) 4-08-2010 - I was able to lock in my borrowers just ahead of today's repricing,and consequently, I just paid for my annual MMG/LTB Platinum subscription many times over with this one lock alert from MMG! Now that's ROI!   - Patrick (Saved $1800) 3-25-2010 - I called my client and had locked before reprice and kept my .375% gain!!  - Lisa (saved $450) 3-24-2010 - You guys are great! Thanks for the savings!!   - Renato (saved $4000) 3-05-2010 - Thanks for the recommendation to lock. I locked 2 loans and saved nearly $1000.   - Timothy (saved $912) 2-18-2010 - You saved me 30+ bp on pricing with yesterday's alert! THANKS & Keep up the GREAT work!   - Brian (saved $750) 1-13-2010 - I just started my trial membership a couple days ago and I was able to lock in the gains from yesterday and pick up an extra .25 point...I am now a lifetime customer!   - David (saved $1500) 8-31-2009 - Just want to let you know that I find lots of value in the Bond Market page and that alone is worth the price of admission, but the content of this past week's Prime Time Focus with Jim McMahan was invaluable. That kind of information helps me plan for the future and gives me a big leg up on my competition. Thank you for providing such valuable content.   - Randall 8-20-2009 - Conarchy's Corner Feedback: I have been in the mortgage business for 22 years and an MMG subscriber since 2000. I have been listening to Ed Conarchy for a few months now. I like what he has to say and how he presents. He has helped me pull stats together that I might not otherwise have interpreted as well or perhaps missed in my day to day mortgage activities. With all the industry guideline changes and new data being thrown at us these days, accompanied by HVCC, MDIA, HERA and the fact that each loan is a challenge in today's intense risk management lending world, we only have so much time in the day to get informed. Ed's concise and clear presentation is quick & loaded with useful information. Ed's data has helped me numerous times with my clients. I truly appreciate the time he takes to "pay it forward" with MMG & their subscribers. Thank you Ed!   - Rainey G. 7-29-2009 - I have subscribed to your service for about four years…your suggestions, in my opinion are always on target. I think what helps me the most is mentioning to prospects that are shopping, that I belong to a service that emails me and voice mails me usually twice a day on whats happening on interest rate changes in the mortgage market. It eliminates rate shopping and I usually (actually always) get the transaction…Today I jumped on your mid day alert and locked within minutes of the lender changing the price. I made an extra $378. Is that a lot, no…but this scenario is consistent with many transactions…they all add up…I would recommend your service to everyone. Without it, your going to bat without a ball. Thanks again….Tony   - Tony F 7-02-2009 - The "Market News" ticker in the upper right hand corner of the Bond page is a really nice feature and compliment to the Daily briefing....thanks!   - Craig B. 6-23-2009 - Thanks guys! More importantly, this got my buyer to sign the contract!   - SK (saved $400) 6-17-2009 - The ability to monitor today's volatility allowed us to lock in a loan at a profit that was completely under water for the last 3 weeks. Thank You!   - NF (saved $6000) 6-17-2009 - Because you said to float yesterday, I did. And because you said to lock today, I did. As a result, I got more for yesterday's loan by locking today ahead of the reprice and made about $450. Thank you!!   - JU (saved $450) 6-17-2009 - I placed a strategic call after the lock alert today to a client who hadn't decided whether or not to refinance (they really wanted $100,000 cash out). The reprice alert and the scripting verbiage were the push needed.   - SK (saved $2500) 6-12-2009 - I have had this service for 3 days after meeting Barry. He was good enough to give me some very sound advice about 2 loans that I had floating. That $600,000 in volume has come back to a profitable level at 5.5% where it was costing me to close those loans on Tuesday. I am so hooked on this program after 3 days that I am angry with myself for not buying into this years ago. Thanks Barry.   - DW (saved $5000) 6-04-2009 - I got a rate locked just under the wire and wouldn't have been able to do it without your help. That practically pays for the subscription with 1 loan!   - DM (saved $488) 6-04-2009 - I just locked before a Reprice. I would have lost .375 in fee if I had not jumped on it before you alerted me.   - KF (saved $574) 6-04-2009 - I was attending my son’s high school graduation today when the “Alert to lock” showed up on my cell phone. I sent a text message to my processor to lock 3 loans before getting hit with a ½ point mid-day price increases. I saved $3,000. Why would anyone go without MMG??  - DW 4-28-2009 - I locked over $4.5m in volume before the price change. Huge savings. Couldn't live without MMG.   - MB (saved $14,000) 4-21-2009 - LOCKED BEFORE HIKES OF MID DAY PRICING. ALERTS ARE RIGHT ON!!   - Mike G 4-21-2009 - I managed to lock before a re-price for the worse on 4 loans and saved over $5500. Thanks team!   - AT (saved $5500) 2-09-2009 - Barry, I just wanted to send a quick note to you. I signed up for MMG & MMG Weekly 3 years ago. I was listening to the video today and thought, I should really send a quick note tell you how great I find MMG and the newsletters. You are doing a great job in a tough time! Keep up the good work!  - Bob 01-28-2009 - Thanks for the competitive edge. It is cut throat right now. I wouldn't know what to do without MMG and Barry Habib!   - PH (saved $2000) 01-28-2009 - I had $1m in refis and have been afraid to leave my desk while trying to float them - Caught pricing moments before your alert and saved 0.25% for all my clients - Bravo!   - TE (saved $2820) 01-16-2009 - Locked prior to the lock alert because I looked at the bond page. A few mins later I got your alert. If I did not have MMG then I would have not known the market was getting worse. Thanks MMG!   - DC (saved $1618) 01-16-2009 - Based on your Alert I locked in a $625,500 loan one minute before our reprice for the worse. I saved the customer a quarter point! Thanks!!   - HH 1-16-2009 - Thank you for continuing to help us serve our clients best.   - Louise 12-31-2008 - Barry, Just had to thank you for being a voice of reason during this crazy year! It’s been a tough one for me – I’m a one-man shop and it sometimes feels like I’m being squeezed out of the picture. I believe in myself though as well as the message you deliver through your MMG Weekly and Monthly newsletters, so I started sending the newsletters to every contact in my database this past August (August 6th to be exact). I’ve kept it up over the last four months and your thoughts have resonated with my clients. Many have called just to thank me for sending such great information! Well, those calls have lead to the fattest pipeline I’ve had all year – 15 active loans, 8 within the last three weeks. I can honestly say that I’m looking at making $30K to $40K over the next month thanks to your newsletters.   - CC 12-30-2008 - My hats off to whomever put this week's MMG Weekly newsletter together, very good job. I am getting several compliments on the information. Really something we can use. I love the idea of the video's...super.   - JH 12-23-2008 - I am so happy to have MMG in my corner. The info is so valuable.   - LH (saved $20,000)