Team,

I wanted to share with you the consistent, awesome results I have with Views You Can Use. My database consists of just over 1500 prospects, past clients, referral and business partners. My email list is still a work in progress, with approximately 465 addresses. Without fail, every month when my monthly Views is sent out by Mortgage Advisors, I receive phone calls the same day. Sometimes it’s a simple “hello”, “great newsletter” and “thank you”, other times it is a loan opportunity. Today I received two of these calls. One past client wanted to review her 5 year ARM which doesn’t modify until summer of 2008. The second call was from a client who has decided to sell and temporarily “downsize” to a $1,250,000 home while he builds his next dream house. I also have the possibility of obtaining a referral to the people selling their home to my client.

And to add to the great results is the fact that I did absolutely NO heavy lifting!!! As always, you guys are awesome!

Elizabeth Rose
Certified Mortgage Planning Specialist® 

Thanks! I trusted your advice and floated my pipeline of over $3 million and will reap major benefits tomorrow. If I wasn't a member of Mortgage Market GuideSM, I may have panicked earlier this week and locked. Your service is invaluable!

Shelley L. Safronek
Homefinance.com
Issaquah, WA

I would not be the Mortgage Planner I am today without the help of this incredible tool, nor would I have had the opportunity to launch my own mortgage bank offering unparalleled opportunities for owners and originators.

Darrin Johnston
FCI Mortgage
Redding, CA

Read what Darrin told Broker Banker Magazine about MMGSM. (PDF)

Good morning, I just wanted to share a success story with you that happened this week. I had the opportunity to quote a new client on a 800K Refi. One of things he was concerned about was my credibility as a LO at a broker that he was unfamiliar with. I took care of most of his questions and then the big question came up...." What is going to happen with the market?" Well...I was ready and armed to answer the question in a comprehensive manner. He called me back within 1 hour to book the loan!! He did say that he had been talking to three other lenders and that he felt like I was the one he could depend on to get the job done!!! I recently attended a seminar in Burlingame with you and Sue and have been a member since April of this year. So how do I know that he really went with me because he liked me and my value-added services and not that I had the cheapest loan? I was able to deliver the loan to my client with a reasonable margin that enables me to remain profitable and return value added advice and services to my clients. Thanks for the vision, information and overwhelming passion that you offer this industry.

Keith A. Bauer
Paragon Mortgage Bankers
Alamo, CA

I have to share my story with you guys. I have a lady who is buying a house after a divorce and every penny matters to her. We started talking about locking in her rate around the 10th and 11th of October. At that time we were at 6.375% on our 30 year. I told her to stay patient, listen to me and allow me to watch the market for her, knowing what was coming down the pipe... the Fed meeting, PCE, ISM, Philly Fed, etc. We rode the wave until yesterday and finally took our money off the table with a 5.875% rate. She is thrilled! It is only a savings of $37 per month, but for her it is very significant. She was happy at 6.375% and was about to request a lock. That is when I said, "We need to take a step back and look at what is coming down the pipe."

After 4.5 years of membership with you, I am constantly amazed at the information and value you offer and this could not have been done without you. Not to mention the other lender that would have locked her loan the day she was in the office, not once did they mention the fact that rates could move lower, you know why? They don't pay attention, and they don't pay you! (I must admit I am okay with them not paying you!)

Thanks for everything.

Josh Cormany
First Horizon Home Loans
Bozeman, MT

Once again it was " pay for my MMGSM subscription week"! I want to thank Barry, Sue, and everyone else at the Mortgage Market GuideSM for your continued support and guidance throughout the year. Each day, whether we have business to lock or not, your information is helpful, timely, and informative to myself, my team and all of our clients and partners. So how did we pay for our subscription? We had three loans to lock this week and based on your advice and the charts on the website we delayed locking until Thursday. Perfectly timed! Almost a million dollars locked and at least 20 bps saved or approximately $2000. Please share my thanks to all of the MMGSM team. You truly do make a difference.

Greg Wickstrand
GMAC Mortgage Corporation
La Mesa, CA

Just a quick note for you. I've been using Mortgage Market GuideSM, along with the information we've been discussing about the Fed and where we are in the Fed Cycle, with one of my major builders. I had a meeting with him back in June, where he was trying to decide whether or not to spend $200,000 on a forward commitment with us. I was able to talk him out of that, explaining why rates were going to decline. At the time, he was sure I was crazy, but on my recommendation did not spend the money. Now that the 3 months have gone by, of course, I look like a genius. The builder recently dismissed one of our biggest competitors, explaining that they really like me because I'm the “only real analyst” they know. Thanks for all the help and support.

Barry Varshay
Countrywide Home Loans
Bellevue, WA