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Here it is! Barry's annual Mortgage Market Guide Forecast for the year ahead. We hope this helps you in your plans for 2006 and gives you some ideas for presentations. |
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You get questions and concerns about the so-called "housing bubble" all the time, right? Well, here are the answers to put your clients at ease. This PowerPoint presentation and news article quickly dispel the myths and provide hard facts you can use with your prospects, clients, and relationship partners. |
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Sue Woodard's own exclusive system is now your blueprint for success -- an easy to use, proven plan that will help you easily secure new referral partnerships, expand your sources of production, impress your business partners and ensure your success into the future! |
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Sue Woodard designed CONTACT! as a relationship marketing system to use in her origination business. The complete package, of 68 business-building documents, is now available for you to download and start using in your own business. |
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As ARMs become more popular with borrowers, you'll need more sophisticated tools to help them make decisions on various indices... and here it is! A powerful online tool that charts the performance of COFI, COSI, MTA, LIBOR, and other major indices plus gives you the ability to print out impressive reports for your clients. Everything you need to elevate your position as a Trusted Advisor and outperform your competitors! |
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When your clients
are flooded with advertisements offering unbelievable rates,
it is just human nature for them to shop around. Here is your
secret weapon... Four questions rate shoppers must ask other
lenders if they really want to make sure they are getting the
best deal. The questions will be nearly impossible for most of
your competition to answer correctly. |
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Show your potential clients and relationship partners what drives the housing market and why purchasing a home versus renting is still a smart move. |
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Special Feature Report by Barry Habib on understanding the mortgage market reaction to the Fed’s actions, neutral policy, measured pace and the Fed’s rush to juice rates. |
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A borrower can be seduced by a low APR, but this number can
prove to be costly and is often misleading. |
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A schedule of fees that shows what should and shouldn't be included when calculating APR.
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Homebuyers have recently seemed to favor Fixed Rated mortgages.
However, in this changing market, Adjustable Rate Mortgages may be the better choice. Thoughtfully explaining to your clients the reasons why an ARM may make more sense will help ease their minds and make them more acceptable.
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Strange... but true! Read this article to understand how and
why this strange phenomenon happens when the Fed raises rates.
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You've been hearing it everywhere.... all the talk about a weakening US Dollar. But what does it really mean, and how might it impact you and your clients? Take just a few minutes to read this terrific new article and gain a better understanding of the effects that a weak US Dollar has on interest rates and the global economy.
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Learn how the financial
markets typically react to the release of economic indicators
and news, plus a comprehensive economic indicator glossary,
complete with terms and definitions.
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Learn more about
Japanese Candlestick Patterns including their interesting names, origins and meanings.
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Monthly Average
Commitment Rate And Points On 30-Year Fixed-Rate Mortgages Since 1971.
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A listing of the Bond Market closings by holiday.
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Learn the 'lingo' of the Stock Market by taking some
time to review some of the most important terms from the Stock Market in our comprehensive
list of glossary terms...
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The Prime Rate is
the interest rate charged by banks to their most creditworthy
customers (usually the most prominent and stable business
customers). The rate is almost always the same...
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The monthly rollover
occurs when the maturity date of the current month's coupon
bond arrives and the funds from the maturing coupon bond
are then "rolled over" and re-priced...
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What has been happening
in response to the steep drop in mortgage interest rates?
We know when interest rates fall as they have recently,
housing turnover increases as home sales and home re-financings
increase...
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The VIX was introduced
by the Chicago Board Options Exchange (CBOE) in 1993 as
a weighted measure of the implied volatility for eight OEX
put and call options...
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Is a Fed rate cut
really good news for mortgage rates? The facts may be surprising.
The Fed can only control the Discount Rate and the Fed Funds
Rate. This is very different from mortgage rates...
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Mortgage interest
rates and the intra-day re-pricing that occur are determined...
the performance of mortgage-backed securities.
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Fibonacci discovered
the relationship of what are now referred to as Fibonacci
numbers while studying the Great Pyramid of Giza in Egypt...
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Occasionally the
question arises about what is meant in the Mortgage Market
Guide by “the risks of locking…"
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Learn how to spot "overbought" and "oversold" conditions in the
market.…"
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As Fixed Mortgage rates have moved higher, ARM products are
increasingly growing in popularity. Many of your clients want to know the historical trends for the different indices used in
ARMs.
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Mortgage bonds have
staged a remarkable upward trend for quite some time now.
They have been in a long-term upward trend since the last
week in March 2002. there have been a couple of...
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Here is a preview
of the tax bracket thresholds for Single, Married / Jointly,
Married / Separately, and Head of Household.
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Steve Nison, acknowledged as the expert in candlestick charts, has created a very helpful glossary to assist you in recognizing the various patterns, understanding market implications and the psychology behind the patterns.
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The possible effects
of a deflationary environment on the economy and possible
effects of a weaker dollar on interest rates.
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Intermarket analysis of financial markets is very practical at this moment in time given the recent breakdown and downward trend in mortgage bond prices. Stocks, Bonds, Commodities and Currencies are the major markets... learn the key relationships that connect these four markets together. |
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Education is essential for our continuous growth and improvement. We have found the books on the following page to be beacons of advice, information and guidance to help illuminate our path of never-ending knowledge. |
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Read what the experts are saying in our Member Articles section filled with great information about the Mortgage Industry.
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Technical analysis is built on an underlying principle that market prices trend. Trend Lines can offer great market insight, but if used improperly, they can also produce false signals. In this article, we show you what to watch for and how to recognize market trend change. |
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These incredible interactive tools will allow you to share with your clients the benefits of taking out a higher loan amount and letting the Velocity of Money free them from mortgage payments. |
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Ben Who? Ben S. Bernanke is our next Federal Reserve Chairman. Find out more about the man that will be in control of our economy. |
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